SME Bank Inc., Abelardo P. Samson, Olga Samson and Aurelio Villaflor, Jr. Vs. Peregrin T. De Guzman, Eduardo M. Agustin, Jr., Elicerio Gaspar, Ricardo Gaspar, Jr., Eufemia Rosete, Fidel Espiritu, Simeon Espiritu, Jr., and Liberato Mangoba/SME Bank Inc., Abelardo P. Samson, Olga Samson and Aurelio Villaflor, Jr. Vs. Elicerio Gaspar, Ricardo Gaspar, Jr., Eufemia Rosete, Fidel Espiritu, Simeon Espiritu, Jr., and Liberato Mangoba